Household Furniture Discounters Inc.
                      
Internet Store Policy

Financing: available for purchases over $599. Special financing options also available We verify credit worthiness by ordering a
credit report.

Delivery:  Delivery charges vary based on method of shipment, weight and dimension of items and region where items will be
delivered.  Additional delivery charges may apply to certain items.  Customer will be notified of special delivery charges prior to
filling the order.  Furniture delivery may be curb side or in home based on services in your  area.  Customer must ensure that
someone is present to receive delivery.  In the event that customer is not present to receive delivery and merchandise is returned,
customer will incur the return freight charge.

Return Policy: It is our goal to satisfy our customers through excellent customer service and care.
All care will be taken in the processing and verifying of purchases prior to shipment. Please inspect items before accepting delivery.
 At the time of delivery, if items are damaged or appear to be damaged in transport, customer has the right to refuse delivery.   By
accepting delivery the customer accepts that the items purchased are received in good condition.  Household Furniture
Discounters Inc. have a no refund policy for online purchases.  After delivery is accepted in good condition, items are
non-returnable. This policy enables us to continue to offer low!, low! internet prices.  

Non-Fit:  Household Furniture Discounter Inc will not be responsible for non-fit items.

Cancellations:  Customer has 24 hours to cancel any orders.  A 1.5% cancellation fee may apply.  There is no cancellations on
special orders or layaway items.

Typing errors:  In the event of typographical errors, items will be sold at the correct price...not the error price.
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 Household Furniture Discounters Inc.
                                     Privacy Policy

We have detailed statements describing our privacy practices for a wide range of HFD products and
services.


HFD takes your privacy seriously. Please read the following to learn more about our privacy policy.

NOTICE: You can learn more about safe surfing from the Federal Trade Commission.

                             What This Privacy Policy Covers

This policy covers how HFD treats personal information that HFD collects and receives, including
information related to your past use of HFD products and services. Personal information is
information about you that is personally identifiable like your name, address, email address, or
phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that HFD does not own or control, or to
people that HFD does not employ or manage. In addition, certain HFD associated companies such
as Yahoo, Inktomi, Overture, and Altavista and others have their own privacy statements which can
on their website links.

                                     Information Collection and Use

                                                      General

HFD collects personal information when you register with HFD , when you use HFD products or
services, when you visit HFD pages or the pages of certain HFD partners, and when you enter
promotions. HFD may combine information about you that we have with information we obtain from
business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, zip
code, occupation, industry, and personal interests. For some financial products and services we
may also ask for your address, Social Security number, and information about your assets. Once
you register with HFD and sign in to our services, you are not anonymous to us.
HFD collects information about your transactions with us and with some of our business partners,
including information about your use of financial products and services that we offer.
HFD automatically receives and records information on our server logs from your browser, including
your IP address, HFD cookie information, and the page you request.
HFD uses information for the following general purposes: to customize the advertising and content
you see, fulfill your requests for products and services, improve our services, contact you, conduct
research, and provide anonymous reporting for internal and external clients.

                                             Children

When a child under age 13 attempts to do business with HFD, we ask that he or she have a parent
or guardian conduct business instead.
HFD will not contact children under age 13 about special offers or for marketing purposes.
HFD does not ask a child under age 13 for more personal information, as a condition of
participation, than is reasonably necessary to participate in a given activity or promotion.

                                   Information Sharing and Disclosure

HFD does not rent, sell, or share personal information about you with other people or nonaffiliated
companies except to provide products or services you've requested, when we have your
permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with HFD under
confidentiality agreements. These companies may use your personal information to help HFD
communicate with you about offers from HFD and our marketing partners. However, these
companies do not have any independent right to share this information.
We have a parent's permission to share the information if the user is a child under age 13. Parents
have the option of allowing HFD to collect and use their child's information without consenting to
HFD sharing of this information with people and companies who may use this information for their
own purposes;
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal
rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take action
regarding illegal activities, suspected fraud, situations involving potential threats to the physical
safety of any person, violations of HFD's terms of use, or as otherwise required by law.
We transfer information about you if HFD is acquired by or merged with another company. In this
event, HFD will notify you before information about you is transferred and becomes subject to a
different privacy policy.
HFD displays targeted advertisements based on personal information. Advertisers (including ad
serving companies) may assume that people who interact with, view, or click on targeted ads meet
the targeting criteria - for example, women ages 18-24 from a particular geographic area.
HFD does not provide any personal information to the advertiser when you interact with or view a
targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that
the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
HFD advertisers include financial service providers (such as banks, insurance agents, stock
brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and
software companies).

                                                  Cookies

HFD may set and access HFD cookies on your computer.
HFD lets other companies that show advertisements on some of our pages set and access their
cookies on your computer. Other companies' use of their cookies is subject to their own privacy
policies, not this one. Advertisers or other companies do not have access to HFD cookies.

                                               Communications

We reserve the right to send you certain communications relating to the HFD service, such as
service announcements, administrative message, that are considered part of your HFD account,
without offering you the opportunity to opt-out of receiving them.

We limit access to personal information about you to employees who we believe reasonably need
to come into contact with that information to provide products or services to you or in order to do their
jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to
protect personal information about you.

Changes to this Privacy Policy

HFD may update this policy. We will notify you about significant changes in the way we treat
personal information by sending a notice to the primary email address specified in your HFD
account or by placing a prominent notice on our site.

Questions and Suggestions

If you have questions or suggestions, please contact us at:

                        Household Furniture Discounters Inc.
                                           Customer Care
                                           803-865-5443